Hiring: Sr Credit Risk & Pricing Analyst - Personal Loans Company: Citizens Location: Shelton, CT Job Posted Time: 2026-09-17 00:44:20 Target Skills & Keywords : Data Pipeline, Microsoft Excel, Python, SQL About the job Experience: •3+ years of experience in an analytically driven role: Pricing, Credit Risk, Consulting, Analytics, Finance (unsecured lending experience is a plus). Required Skills: •Develop and execute pricing strategies for consumer lending portfolios, delivering pricing recommendations, profitability analyses, and governance oversight to support business growth and risk objectives. •Own pricing and profitability modeling, including performance reporting, forecasting, back-testing, model validation, and documentation of key assumptions and methodologies. •Deliver advanced analytics and strategic insights by analyzing customer behavior, price elasticity, application funnel performance, portfolio trends, credit performance, and opportunities to optimize pricing and profitability outcomes. •Utilize internal, bureau, and market data to identify trends, monitor portfolio performance, and provide insights that support pricing and risk-based decision making. •Build and automate reporting solutions using Tableau, Excel, SAS, SQL, or Python, creating scalable dashboards and data pipelines to monitor pricing, profitability, and portfolio performance. •Partner with cross-functional stakeholders to manage multiple pricing initiatives, enhance reporting infrastructure, and drive continuous process improvements. •Prepare executive-level presentations and recommendations, translating complex data into actionable insights that support financial decision-making, profitability optimization, and long-term business strategy. •3+ years of experience in an analytically driven role: Pricing, Credit Risk, Consulting, Analytics, Finance (unsecured lending experience is a plus). Compensation: •$110,000 - $144,000 / year •The salary range for this position is $110,000- $144,000 per year, plus an opportunity to earn an annual discretionary bonus Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!