Hiring: Senior Risk Compliance Officer - Fair Banking Company: First Horizon Bank Location: Memphis, TN Job Posted Time: 2026-09-16 11:28:10 Employment Type: On-site Target Skills & Keywords : Capital Markets, Fixed Income, Microsoft Excel, Private Banking, SQL, SaaS About the job Experience: •5+ years of Banking experience or equivalent combination of education and experience. Required Skills: •On site in Memphis, TN •Lead the redlining analytics lifecycle: scoping, peer selection, data quality and validation, statistical and qualitative analysis, and narrative development. •Analyze HMDA and internal production data to evaluate penetration, market share, banking center/marketing distribution, and outreach in majority-minority census tracts. •Produce clear, management-ready reports and presentations; recommend and track corrective actions with urgency. •Serve as a trusted advisor to market and business partners on a wide range of regulations, including Fair Housing Act, Fair Lending, UDAAP, ECOA/ Reg B, Fair Debt Collection Practices Act, and State Predatory Lending Laws. •Complete formal risk assessments for assigned regulations. •Conduct Banking Center/ATM Impact Analysis for openings, closures, relocations, and service changes; assess client access, majority-minority tract impacts, fair banking considerations, and recommend mitigation plans. •Maintain thorough documentation that supports transparent, repeatable processes. Qualifications: •Bachelor’s degree required, advanced degree a plus. •Previous experience in banking compliance, fair lending/fair banking, or related risk/audit functions within a regulated financial institution. •Demonstrated expertise in redlining analytics, including HMDA data, peer benchmarking, census/demographic analysis, mapping/visualization, and narrative development. •Proven ability to complete risk assessments, conduct Banking Center/ATM Impact Analysis, and generate high-quality reporting and dashboards. •Deep working knowledge of federal and relevant state laws and regulations impacting fair banking and client outcomes, including Fair Housing Act, Fair Lending, Unfair, Deceptive or Abuse Acts & Practices, Equal Credit Opportunity Act (Reg B), Fair Debt Collection Practices Act, and State Predatory Lending Laws. •Strong analytical skills with advanced Excel capability; ability to interpret testing results, complaints, and performance metrics. •Excellent written and verbal communication skills—able to translate complex regulatory and analytical concepts into clear, actionable guidance for associates and management. •Organized, proactive, and able to manage multiple priorities with a strong sense of urgency and ownership. •Medical with wellness incentives, dental, and vision Compensation: •Medical with wellness incentives, dental, and vision Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!