Hiring: Senior High Risk Trader Onboarding Analyst Company: Topstep Location: United States Job Posted Time: 2026-09-15 12:07:57 Employment Type: Full-time / Remote Target Skills & Keywords : Regulatory Compliance, Risk Management, Slack About the job Experience: •2-4 years of direct experience in fintech compliance operations, financial crime, identity risk management, or digital platform onboarding. •4 years of direct experience in fintech compliance operations, financial crime, identity risk management, or digital platform onboarding. Required Skills: •Advanced Identity Risk Evaluation & Exception Analysis: Exercise independent judgment to analyze multi-variable risk signals within the IDV platform (e.g., biometric manipulation, liveness check failures, device telemetry, cross-border address discrepancies) where automated rules yield ambiguous results. •Binding Risk Discretion & Account Authorization: Exercise independent authority to grant, conditionally restrict, or deny platform access for low-to-medium risk trader profiles. Evaluate qualitative risk factors against established risk tolerances to execute binding account dispositions without routine manager sign-off. •Specialized CIP & Tax Compliance Governance: Analyze, interpret, and validate non-routine tax documentation (W-8BEN, W-8BEN-E, W-9) and multi-jurisdictional eligibility records. Determine regulatory compliance and tax residency validity prior to payout authorization. •Secondary Sanctions & PEP Risk Assessment: Conduct analytical background reviews on secondary Sanctions, PEP, and OFAC screening alerts. Evaluate biographical and contextual data to differentiate benign false positives from genuine regulatory liabilities. •Tier-1 Escalation & High-Risk Peer Handoff: Evaluate case complexity to identify high-risk indicators (e.g., suspected synthetic identity networks, adverse media, or complex corporate structures). Formulate structured investigative handoffs for Tier-2 escalation to the Senior High Risk Trader Onboarding Analyst. •IDV Platform Logic & Workflow Optimization: Analyze IDV platform performance, rule efficacy, and false-positive trends. Formulate data-driven recommendations for the Manager and Product teams to adjust automated risk thresholds, auto-pass criteria, and decision trees. •Peer Consultation & Cross-Functional Alignment: Serve as a technical subject matter expert for peers across operations and Customer Support, providing authoritative interpretation of onboarding SOPs, complex Persona workflows, and edge-case risk scenarios. •Audit Governance & Risk Rationale Documentation: Formulate and document clear investigative rationales for non-standard case dispositions, establishing defensible risk precedents for internal QA audits and compliance reviews. Compensation: •$75,000 - $110,000 / year •Flexible work environment (work from home / hybrid options) •Paid time off is front-loaded Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!