Hiring: Senior Credit Officer - Power and Crops Company: Farm Credit Bank of Texas Location: Austin, TX Job Posted Time: 2026-09-16 20:28:38 Employment Type: Hybrid Target Skills & Keywords : Capital Markets, Portfolio Management About the job Experience: •100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets. •Over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets. Required Skills: •Perform financial analysis, underwriting, credit administration, monitoring, and due diligence for assigned official loans, excess loans, loan participation packages, direct loan relationships, and other commercial or agricultural credit opportunities. •Analyze borrower financial statements, cash flow, collateral, repayment capacity, industry conditions, risk trends, and transaction structures to assess creditworthiness and portfolio risk. •Support structuring, evaluation, and negotiation of complex credits, including large loans, participations, correspondent lending relationships, and other specialized transactions. •Monitor assigned participation and portfolio relationships to identify emerging risks, performance trends, covenant concerns, servicing needs, and other matters requiring attention or escalation. •Assist Directors and Credit leadership in the analysis, servicing, reporting, and ongoing management of the Bank’s loan participations and related portfolio activity. •Interpret, communicate, and provide guidance to associations regarding sound lending practices, credit policies, financial analysis, and portfolio considerations. •Review and help resolve legal, title, collateral, documentation, and other credit-related questions that arise during underwriting, servicing, or transaction execution. •Support development, administration, and enhancement of lending programs, operating procedures, and practices related to lending operations and portfolio management. Qualifications: •Why Farm Credit Bank Of Texas •Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more. •401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution •Long-term disability and life insurance •Vacation leave, sick leave, and paid holidays •Fertility benefit and parental leave plan •Up to two days per year to volunteer in local community organizations, services, or events •Ongoing professional-development opportunities Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!