Hiring: Senior Credit Analyst/Buyer/Underwriter Company: Veros Credit Location: Santa Ana, CA Job Posted Time: 2026-09-03 14:19:10 Target Skills & Keywords : Microsoft Excel, Microsoft PowerPoint, Visio About the job Experience: •5+ years of credit review/analysis experience in the non-prime auto finance industry. Required Skills: •Review credit applications and make sound decisions based on Company guidelines. •Analyze credit risk and financial information such as payment to income, loan to value, credit history and other data to determine quality and profitability of a loan. •Provide leadership to other Credit Analysts, act as a department lead, and train/mentor other Credit Analysts as necessary. •Interact daily with automotive dealerships to negotiate and capture approvals. •Build strong relationships with the Sales/Marketing team, Funders and Dealership Body to maximize potential business. •Prepare or assist in the preparation of objective credit analysis reports including trend analysis, industry comparison, and projections for presentation to management and other departments. •Meet target goals for productivity and quality in a consistent manner. Qualifications: •Will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of customers to determine the degree of risk involved in extending credit and underwriting loans accordingly. •This is an in-house position located in Santa Ana, CA or Ontario, CA, and requires working the majority of weekends. •Effective communication and decision-making skills. •Strong analytical and organizational skills with attention to detail. •Strong negotiation and problem-solving skills. •Demonstrated capacity to interact with others in a professional, tactful, and sensitive manner. •Demonstrated capacity to thrive in a fast-paced work environment and to work independently as well as part of a team. •Proficient with the Microsoft suite of applications Compensation: •Medical, Dental, and Vision Insurance Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!