Product Manager -(P&C Business Product)

ISC (Integrated Specialty Coverages, LLC) - San Diego, CA

Hiring: Product Manager -(P&C Business Product) Company: ISC (Integrated Specialty Coverages, LLC) Location: San Diego, CA Job Posted Time: 2026-09-10 13:38:00 Employment Type: Remote Target Skills & Keywords : Data Warehouse, Microsoft Excel, Product Management, Python, SQL, User Experience About the job Experience: •2-3 years P&C insurance product management experience, or 3-5 years P&C insurance Product Analyst experience. •3 years P&C insurance product management experience, or 3-5 years P&C insurance Product Analyst experience. Required Skills: •As a Commercial Lines Product Manager, you will leverage data and technology to identify trends, improve workflows, enhance underwriting effectiveness, and drive sustainable MGA gross margin performance through premium growth, loss ratio management, and operational efficiency. The CLPM reports to the VP of Product Management and Actuarial. •Develop and maintain product scorecards to monitor key product performance indicators, evaluate scorecards to identify trends in program performance, opportunities, and actionable recommendations. Compile results to share with Business Unit leaders and company management. •Interface directly with underwriting business unit leaders to manage the policy forms kits, including ISO, carrier-specific and proprietary policy forms and applications. Lead the implementation efforts in conjunction with the Tech team. •Interface directly with underwriting business unit leaders and tech team to identify and describe requirements to streamline, structure and automate new and renewal underwriting and policy issuance processes applicable to agents or underwriters. Evaluate third-party data sources which may improve process efficiency or risk assessment. •Interface directly with ISC tech team to ensure loss runs from claims TPAs are properly ingested, archived and reported. Analyze loss results with appropriate considerations for statistical credibility and loss development maturity. •Develop a detailed understanding of key competitors and market segments. Evaluate ISC competitive advantages and identify opportunities to exploit them.  Expose competitive gaps and work to close them through product enhancements. •Interface directly with underwriting business unit leaders to optimize financial results by balancing production, loss ratio, and agency commission and fees. Qualifications: •Bachelor's degree required, Quantitative discipline preferred •Operational familiarity with P&C insurance policy and claims work processes and P&C insurance data and relevant metrics. •Expertise in insurance pricing strategies, particularly within the property and casualty insurance space. •Demonstrated process analysis and automation competency. •Strong analytical and data skills. Excel power user.  Experience with SQL, Python or other data extraction and reporting tools to acquire policy and premium data from data warehouse tables. •Solid functional working knowledge of actuarial fundamentals including loss development triangles, rate level indications, premium trends, loss trends and credibility. •Exceptional communication and interpersonal skills are required to collaborate with underwriters and other domain experts, brief executives and external partners and develop actionable recommendations for product and process innovations. •This role also offers bonus pay. Your ISC Talent Acquisition representative will share more details about the bonus component should you advance in the interview process. •Employee Ownership Program - every eligible employee shares in the financial rewards that grow when the company grows •Professional development opportunities Compensation: •Flexible work environment (work from home / hybrid options) •Competitive benefits and rewards package Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!