Principal Product Manager, Risk & Fraud

Circle - San Diego Metropolitan Area

Hiring: Principal Product Manager, Risk & Fraud Company: Circle Location: San Diego Metropolitan Area Job Posted Time: 2026-09-10 10:29:55 Employment Type: Remote Target Skills & Keywords : Blockchain, Event-Driven, GitHub, Rails, SNS, SQL, SQS About the job Experience: •10+ years of product management experience building risk, compliance, or trust & safety platforms in fintech, crypto, or financial services. Required Skills: •What you’ll be responsible for As a Principal Product Manager at Circle, you will own the strategy and execution of our risk platform, ensuring it scales to support new products, markets, and global regulatory requirements. •Act as a cross-functional leader, partnering with compliance, legal, engineering, data science, and business stakeholders to align priorities and deliver resilient infrastructure that supports both crypto and traditional financial rails. •By combining product vision, technical fluency, and deep compliance expertise, you will enable Circle to manage risk with precision, meet evolving regulatory expectations, and uphold the highest standards of trust and safety. Qualifications: •Deep expertise in fraud typologies in consumer/SMB segments, signals & strategies to mitigate them and hands-on experience crafting risk rules. •Deep expertise in AML, sanctions screening, and onboarding compliance (e.g., KYC/KYB), Track record of translating regulatory requirements into scalable, policy-driven platform capabilities that support both real-time and asynchronous risk decisioning across crypto and fiat rails. •Skilled in collaborating with engineering, data science, and operations teams to ship complex infrastructure products; able to influence senior stakeholders and drive alignment across functions. •Highly analytical and data-driven, with experience applying ML, risk signals, and scoring models to improve detection, decisioning, and operational efficiency. •Strong technical fluency, including working knowledge of APIs & SDKs, event-driven architectures like SNS/SQS or equivalent, SQL, GitHub or equivalent. •Background in RegTech, banking, or scaled fintech, with direct exposure to complex regulatory environments. •Expertise in blockchain technologies and crypto compliance, including chain types, on-chain travel rule requirements, blockchain monitoring, and evolving crypto regulations. •Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. •Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. Compensation: •$200,000 - $260,000 / year •Flexible work environment (work from home / hybrid options) Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!