Hiring: Principal, Insurance Coverage & Data Ontology Company: Bold Penguin Location: Dublin, OH Job Posted Time: 2026-09-16 11:53:13 Employment Type: Remote Target Skills & Keywords : LLM, Machine Learning, Microsoft Excel, Product Management, Slack About the job Experience: •10+ years' experience in commercial insurance coverage, gained as coverage counsel, a claims coverage leader, a technical underwriter, or a broker side coverage or placement specialist. •Deep working knowledge of ISO standard forms and endorsements across lines, including general liability, property, commercial auto, umbrella and excess, workers compensation, professional, cyber, and management liability. •Demonstrated ability to read manuscript and surplus lines wording and articulate precisely how it differs from a standard form and why that difference matters. •Practical experience with layered and shared programs, including follow form and differing terms, quota share participations, attachment and exhaustion, and the coverage consequences of a mismatched tower. •Operational familiarity with NAICS and commercial class code systems and how class drives coverage expectations. Required Skills: •Own the coverage ontology end to end, including the entity model, clause taxonomy, and the relationships among coverage grants, exclusions, conditions, definitions, limits, sub limits, retentions, and triggers. •Build and maintain ISO rubrics that define how standard form language is classified, scored, and compared, and extend those rubrics to AAIS, proprietary, and manuscript wording. •Establish and steward the form, edition, and endorsement registries, including carrier variants, effective dates, supersession, versioning, review cadence, change control, and deprecation. •Develop form templates and delta structures so a carrier's wording can be diffed against a base form and the coverage consequence of each variation is explicit rather than implied. •Build NAICS and class of business overlays that connect exposure to the coverage a risk in that class should be expected to carry, and keep those overlays current as appetite and market wording shift. •Define the coverage logic behind agent use cases: multi-carrier quote comparison, quote to bound and issued policy verification, broker proposal preparation, and tower analysis across attachment points, follow form and differing terms, drop down, and exhaustion. •Serve as ground truth for model development. Build gold standard labeled sets and evaluation sets for clause extraction, classification, comparison, and adjudicate disputed output. •Set the accuracy bar for coverage output, define what a material miss looks like, and drive the review loop that closes the gap between agent output and expert judgment. Qualifications: •This is a fully remote role, with the exception of onboarding and optional in-office events. •Must be able to sit/stand/walk for prolonged periods of time (up to 8 hours per day), at a desk working on a computer. •Must be able to use standard office equipment for extended periods of time, including but not limited to, a mouse, keyboard, phone and video conferencing. •Bold Penguin is the premier digital broker for commercial insurance. Their technology expands top-of-funnel demand and increases yield for enterprise partners. Through digital distribution, wholesale capabilities, and AI-driven insights, they transform the lifecycle of both simple and complex risks, from prospecting to placement. Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!