Mortgage & Home Equity Underwriter

General Electric Credit Union - Cincinnati, OH

Hiring: Mortgage & Home Equity Underwriter Company: General Electric Credit Union Location: Cincinnati, OH Job Posted Time: 2026-09-16 16:36:02 Employment Type: On-site About the job Experience: •Minimum of one year Mortgage underwriting experience required or equivalent knowledge in similar role Required Skills: •Underwrite a limited range of mortgage loans. Primarily focused on HELOCs, fixed-rate Home Equity loans, Equity Rich fixed-rate loans and Equity Rich lines of Credits. Assisting with first mortgage refinances, purchases and construction loans as needed. •Review mortgage loan applications, credit reports, financial documents, and collateral to make approval or denial decisions based on established criteria and program guidelines. •Assess loan risk and request additional information when needed. •Interface directly with processors and loan officers to communicate approval conditions. •Review property appraisals to confirm collateral value is properly documented. •Complete all required GECU mortgage lending and Elevate U! training courses. •Maintain the required NMLS designation. Qualifications: •Professional verbal and written communication skills •Strong interpersonal skills-ability to work well with others •Strong time management and organizational skills who can work in a fast-paced environment •Analytical and critical review skills •Demonstrated capacity to exhibit a positive attitude and professional demeanor and can lead by example •Understand and follow mortgage-related operational procedures •Health, Dental and Vision insurance •Life and Disability insurance options •Paid Time Off starts accruing once hired and take your birthday off -paid •401k Retirement plan with up to a 10% match of your base gross compensation Compensation: •Primarily focused on HELOCs, fixed-rate Home Equity loans, Equity Rich fixed-rate loans and Equity Rich lines of Credits Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!