Lead Loan Ratings Manager

Manulife - Boston, MA

Hiring: Lead Loan Ratings Manager Company: Manulife Location: Boston, MA Job Posted Time: 2026-09-09 17:59:42 Employment Type: Full-time Target Skills & Keywords: Commercial Mortgage Loans, Loan Ratings, Portfolio Management, Credit Risk, Underwriting, Financial Modeling, Cash Flow Analysis, Commercial Real Estate, ECL Methodology, NAIC CM1-CM6 Designations, Loan Surveillance, Asset Management Experience: - Minimum 5 years of commercial mortgage loan experience with a background in portfolio or asset management - Previous experience with a life insurance company, bank, or credit role is a plus Required Skills: - Annual loan reviews with financial, market, and security analysis to update credit ratings for each mortgage in the portfolio - Collaboration with Credit, Production, and Legal teams on loan surveillance, rating, and other loan-related matters - Reporting on loan and portfolio performance to senior management - Presenting on loan performance and rating movement at Quarterly Loan Review Meetings - New loan underwriting support and portfolio management tasks - Strong knowledge of mortgage lending, including documentation, credit standards, and underwriting principles - Ability to analyze cash flows and complete spreadsheet-based financial modeling - Understanding of commercial real estate market conditions, loan rating methodology, and appraisal techniques - Strong organizational, time management, and communication skills (written and verbal) - General understanding of macroeconomic trends, capital markets, AI concepts and use cases, and financial analysis Qualifications: - Bachelor's degree required; advanced degree in business, finance, economics, commercial real estate, or related field preferred - Familiarity with evaluating credit risk using Expected Credit Loss (ECL) methodology and NAIC Commercial Mortgage Loan Designations (CM1-CM6) are a plus Compensation: Not specified Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don’t miss this opportunity to join a forward-thinking team!