Hiring: Engagement Manager - Credit Risk Strategy Company: EXL Location: Wilmington, DE Job Posted Time: 2026-09-03 07:39:58 Employment Type: Hybrid Target Skills & Keywords : Compliance, Databricks, LESS, Python, SQL About the job Experience: •Of experience in credit risk management, with a focus on strategy development. Previous experience of analytics consulting in Banking Domain. Required Skills: •Develop and implement credit risk strategies by collaborating with cross-functional stakeholders, including Regulatory, Product, Analytics, and Risk teams, ensuring alignment with business objectives and compliance requirements. •Conduct end-to-end data analysis across multiple stages of the credit lifecycle, including Existing Customer Management (ECM), Acquisition, Credit Line Increase (CLI), and Credit Line Decrease (CLD), to identify risks, opportunities, and performance improvement areas. •Monitor and track portfolio performance metrics, analyzed emerging trends, and recommended strategic enhancements to optimize risk-adjusted returns and portfolio health. •Present analytical insights and strategic recommendations to senior leadership, driving consensus through governance forums and securing approvals for policy and strategy implementation. •Leverage a strong understanding of lending products and credit risk frameworks to identify performance gaps, evaluate strategy effectiveness, and implement data-driven optimization initiatives. •Partner with business and risk stakeholders to design, test, and deploy credit policy changes, ensuring successful execution and measurable business impact. •Is essential. Preference to Hands-on experience with •: Strong analytical and problem-solving skills. Past experience in statistical analysis and financial modeling. Qualifications: •: Bachelor's or higher degree in engineering or any relevant field Compensation: •$130K/Yr - $165K/Yr Base + Annual Bonus Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!