Hiring: Director, Backend Product Management Company: Visa Location: Foster City, CA Job Posted Time: 2026-09-15 10:17:14 Target Skills & Keywords : SQL About the job Experience: •12+ years of experience in payments, financial technology, or platform product roles, including experience leading complex product initiatives Required Skills: •Lead product strategy and execution across the full acquiring lifecycle within Visa Acceptance, with accountability for financial processing accuracy, platform scalability, lifecycle completeness, and cross-functional alignment. •Set product direction for the end-to-end acquiring lifecycle: boarding → capture → clearing → settlement → funding → reporting •Lead prioritization and execution of product requirements, APIs, and data models for transaction lifecycle and financial processing •Own settlement and funding capabilities including interchange, fee calculation, net/gross settlement, adjustments, and exception handling •Drive reconciliation and financial control workflows to ensure consistency between transaction processing, settlement outputs, and reporting •Define product strategy for interchange qualification, pricing constructs, and funding behaviors across the lifecycle •Partner with senior engineering, architecture, operations, finance, risk, and regional teams to deliver scalable platform services •Identify lifecycle gaps, financial discrepancies, and data inconsistencies, and drive resolution through product, technology, and operational improvements Qualifications: •10 or more years of work experience with a Bachelor’s Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD •12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD •Communication & Influence: Excellent written and verbal communication skills with the ability to engage executive, technical, and non-technical global audiences •Metrics & Impact Driven: Ability to translate customer needs, platform priorities, and operational risks into measurable business outcomes •Leadership: Highly accountable, autonomous, and effective at driving clarity, prioritization, and execution in ambiguous environments •Technical Depth: Strong systems thinking with ability to engage deeply on APIs, data, SQL, architecture, and platform design with senior engineering leaders •Collaboration: Strong cross-functional leadership with a passion for building trusted partnerships, developing talent, and sharing knowledge across teams •Deep expertise in acquiring, clearing & settlement, funding, reconciliation, and financial platform operations •Proven ability to define product strategy for interchange qualification, merchant pricing hierarchies, settlement funding methods, and lifecycle financial controls •Strong experience leading requirements, APIs, financial data models, and transaction lifecycle workflows in partnership with senior technology teams Compensation: •$173,100 - $307,600 / year •Competitive benefits and rewards package •In addition, this position may be eligible for bonus and equity Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!