Hiring: Credit Risk Review Officer II Company: S&T Bank Location: Lancaster, PA Job Posted Time: 2026-09-12 11:12:39 Target Skills & Keywords : Risk Management About the job Experience: •Requires two to five years of general experience. Preferred minimum of five years specialized training, specifically five years of commercial loan review experience or an equivalent combination of credit analysis and commercial loan review experience. Required Skills: •Provides an independent commercial / consumer analysis of credit quality, credit administration management, processes and controls of lending and credit risk management functions, corporate and business line management. •Perform reviews of the assigned Credits/borrowers to ensure compliance with established policies and underwriting guidelines, policies, and procedures. •Evaluates quality of commercial/consumer Credits and the assigned risk ratings indicating borrower’s financial strength and probability of loan repayment. •Evaluates the quality Credits/borrowers and verifies that the appropriate risk rating was assigned indicating borrower’s financial strength and probability of loan repayment. •Perform reviews of the bank’s commercial loans to ensure compliance with established policies and standards. May also review retail loans and other commercial and non-commercial credit exposures. •Performs secondary mortgage market quality control and portfolio mortgage loan reviews to evaluate compliance with established investor and underwriting guidelines, policies, and procedures. •Performs reviews of assigned small business loans approved through the Business Banking Lending Division (BBLD) to evaluate the assigned risk rating and the quality of the BBLD loan portfolio. •Provide recommendations to the Commercial/Consumer Credit Risk Review Manager, to be communicated to credit risk management and/or consumer lending management that strengthens the organization and enhances overall supervision of Commercial/consumer lending methods and provides tools to continually measure effectiveness. Qualifications: •Requires a four-year college degree or equivalent. Preferred major or area of specialization in Accounting and formal credit training. Requires a Loan Review Certification or willing to obtain a Loan Review Certification within 18 months of hire date. Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!