Hiring: Credit Risk Management Department-Credit Analyst C&I Associate/AVP Company: Bank of China USA Location: New York, NY Job Posted Time: 2026-09-16 19:41:16 Employment Type: On-site Target Skills & Keywords : C, CFA, Portfolio Management, Risk Management About the job Experience: •3 years of C&I corporate credit risk and underwriting experience is required for Associate level; At least 4 years of C&I corporate credit risk and underwriting experience is required for AVP level •At least 3 years of C&I corporate credit risk and underwriting experience is required for Associate level; At least 4 years of C&I corporate credit risk and underwriting experience is required for AVP level Required Skills: •Include but are not limited to Credit Risk Review •Review and analyze credit requests submitted by Front Office in all aspects under minimal supervision, including but not limited to limit structure, historic financial performance, assumptions used to prepare base case and stress case financial projections, management, industry, market and economic conditions and third party reports •Provide and document recommendations to Front Office credit proposals •Articulate credit risk view with respect to the bankability of Front Office requests and their conformity with the Bank’s policies and procedures. •Provide comments/recommendations on key terms and conditions, approval conditions, policy exceptions, internal risk rating and post-lending monitoring requirements •Assist account officers with loan structuring, loan exposure management and on-site due diligence as needed •Portfolio Management •Conduct annual and/or quarterly reviews of existing credits as required by Bank policy Qualifications: •Bachelor’s degree is required, preferably in Finance/Economics/Accounting major; Master’s degree/MBA/CFA is preferred •Demonstrate sound financial analysis and modeling skills, understanding of credit risk management and knowledge of C&I industry •Bilingual ability in Mandarin is a plus Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!