Credit Risk Analytics Analyst
BankUnited - Miami Lakes, FL
Hiring: Credit Risk Analytics Analyst Company: BankUnited Location: Miami Lakes, FL Job Posted Time: 2026-09-13 13:20:30 Employment Type: Hybrid Target Skills & Keywords : C, CFA, Derivatives, Microsoft Excel, Microsoft PowerPoint, Python About the job Experience: •2+ years' experience in financial services with significant direct exposure to analytics and modeling applied to credit risk and/or market risk. •Prior experience in credit risk reporting. •Prior experience working with databases. •CFA, PRM, FRM a plus. Required Skills: •Include the following. Other duties and special projects may be assigned. •Ownership of third-party vendor credit loss models for CRE and C&I. This includes periodic analytical review of model performance and updates, as well as, maintaining internal model documentation consistent with internal and regulatory expectations. •Become a leading expert in the Moody's CMM, RiskCalc, MPA, and ZMDesk, and models. This includes periodic review of model performance and updates, as well as, developing a deep knowledge on how the models work. •Advance and refine our use of Moody's CMM, RiskCalc, MPA, and ZMDesk models. This includes using Moody's models and leveraging external and internal data to drive improvements in credit risk accuracy and utilizing the outputs to further stress testing, credit risk attribution, credit VaR, sensitivity analysis, and risk decomposition initiatives. •Be a leading contributor to the quarterly and annual end-to-end stress testing exercises. Conduct ad-hoc analysis as required. Develop potential stress scenarios that are meaningful to management. •Contribute to the integration of risk results into capital planning, budgeting, and risk appetite frameworks. •Periodic reporting on financial risks. This includes report generation in a wide variety of formats including but not limited to Tableau dashboards, Microsoft Excel report, PowerPoint presentations and Microsoft Word reports, on a periodic as well as ad-hoc basis. •Strategically drive automation of modeling routines as well as report and dashboard generation in a manner that drives consistency, accuracy and repeatability in credit risk reporting. Qualifications: •Degree in a quantitative discipline (eg Statistics, Finance, Mathematics, Engineering, Economics) required Advanced degree in a quantitative discipline (PhD or MSc in a STEM discipline or Economics/Finance) preferred. •Comprehensive expertise in credit risk models. This Manager should be able to use this understanding to provide expert insight into the credit risk results they report and enhance the modeling capabilities of the team. •Excellent communication skills (visual, verbal, and written) with the ability to articulate complex concepts into a format digestible by a diverse audience. •Proficiency in generating reports using Tableau. •Proficiency with general quantitative modeling techniques (regression, simulation, optimization). •Strong interpersonal skills to aid in working with different divisions within the company. •Demonstrated capacity to work under pressure, meet deadlines, manage competing initiatives and adapt to an ever changing work pace with a focus on accuracy and attention to detail. •Knowledge of latest modeling developments / trends. •Candidates residing in locations within BankUnited's footprint may be given preference. Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!