Hiring: Credit Policy and Product Strategist Director Company: Freddie Mac Location: McLean, VA Job Posted Time: 2026-09-13 11:25:46 Employment Type: Full-time / On-site Target Skills & Keywords : Accessibility, Product Strategy, Project Management, Risk Management About the job Experience: •12+ years of relevant experience in mortgage credit policy, product strategy/management, underwriting, or acquisition credit risk within the Single-Family mortgage industry Required Skills: •The Borrower Strategy team plays a critical role by focusing on innovative approaches to improve borrower experiences and outcomes, enhancing affordability and accessibility of homeownership solutions in today's dynamic housing environment through responsible product design and clear, consistent underwriting guidance. •Conduct comprehensive assessments of existing credit policies, underwriting requirements, and mortgage product eligibility/terms within the Single-Family Acquisitions Division. •Analyze data, loan performance, QC findings, and market trends to identify inefficiencies and opportunities to improve product execution, borrower outcomes, and risk performance. •Propose targeted solutions or revisions to credit policy and product requirements aimed at enhancing operational efficiency, Seller execution, and risk management. •Partner cross-functionally with cross-functional teams to develop and refine credit and product strategies (e.g., eligibility, documentation, layered risk treatment, product features) that improve overall performance. •Work closely with Quality Control, Seller Engagement, Credit Risk Management, Legal/Compliance, Operations, and other relevant departments, as well as external stakeholders to ensure alignment of credit policy and product strategy with broader organizational goals. •Partner with Credit Risk Management to define and monitor performance metrics that evaluate the effectiveness of implemented credit policy and product strategies (e.g., defect trends, repurchase drivers, early performance, layered risk indicators, Seller execution impacts). •Recommend adjustments based on observed outcomes, operational feedback, and changing market conditions. Qualifications: •Bachelor’s Degree in Finance, Economics, Business Administration, or a related field; Master’s degree preferred •Preferred: prior primary market experience (e.g., independent mortgage bank and/or financial institution) supporting mortgage products and underwriting •Strong knowledge of mortgage products, underwriting standards, credit risk assessment, and regulatory requirements in the housing finance sector. •Proven analytical skills with the ability to consume data to extract actionable insights and strategies •Excellent communication and presentation skills with demonstrated ability to engage diverse partners effectively •Strategic mindset with a track record of driving change and innovation in credit policy and/or mortgage product practices •Strong project management skills and the ability to manage multiple initiatives simultaneously Compensation: •$184,000 - $276,000 / year Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!