Corporate Counsel, Financial Services

Collectors - Santa Ana, CA

Hiring: Corporate Counsel, Financial Services Company: Collectors Location: Santa Ana, CA Job Posted Time: 2026-09-11 11:58:06 Employment Type: Full-time / Remote Target Skills & Keywords : BaaS, Vault About the job Experience: •2-3 years at a fintech, BaaS platform, or other consumer lending company in an in-house legal role or a similar role advising such companies at a top law firm •6+ years of legal experience, with at least 2-3 years at a fintech, BaaS platform, or other consumer lending company in an in-house legal role or a similar role advising such companies at a top law firm Required Skills: •Take primary legal responsibility for Collectors' lending program, including drafting commercial and consumer loan agreements, key partner agreements, program documents, and ongoing program governance •Partner with outside counsel, consultants, and the Collectors Financial Services team on program design and regulatory positioning •Draft and maintain disclosures and review marketing materials in compliance with applicable laws •Stay current on developments in consumer lending regulation and emerging requirements affecting program structure •Advise on AML/BSA, OFAC, and KYC obligations applicable to lending counterparties and payments flows •Cross-functional partnership to embed legal and compliance requirements across the lending lifecycle and non-lending payments flows Qualifications: •A graduate of a top law school with AmLaw100 or other large national law firm experience •In good, active standing with the California Bar (or eligible for registered in-house counsel status) •Substantive experience with consumer lending regulation: TILA/Reg Z, UDAAP, FCRA, ECOA, GLBA, state licensing, and bank partnership program structures •Working familiarity with payments and money movement concepts (money transmission, stored value/wallets, EFTA/Reg E, card network basics) sufficient to spot issues and partner effectively with business teams •Comfortable advising on novel product structures and partnering with business teams in a fast-moving environment •Strong organizational skills with the ability to manage multiple workstreams while maintaining quality Compensation: •$190,000 - $300,000 / year •This role may be eligible for bonuses, commissions, or other forms of compensation, please ask your recruiter for details Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!