Hiring: Commercial Lines Underwriter Company: Farmers Insurance Company of Flemington Location: Flemington, NJ Job Posted Time: 2026-09-11 11:36:14 Target Skills & Keywords : C++, Microsoft Excel About the job Required Skills: •Due to an upcoming retirement, we are seeking a Commercial Lines Underwriter to join our team. •The Commercial Lines Underwriter will manage all aspects of small commercial underwriting for an assigned group of Independent Agents within New Jersey. You will work closely with agents to develop, manage, and profitably grow your book of business while providing responsive and practical underwriting solutions. •This position requires strong technical underwriting judgment, relationship-building skills, and the ability to balance growth, service, and profitability. As part of a smaller company, you will have the opportunity to make a visible contribution and help shape the success of our Commercial Lines operation. •Underwrite commercial lines submissions, new business, renewals, endorsements, and other policy transactions for “main street” accounts generally under $15,000 in annual written premium. •Evaluate individual risks and make sound underwriting and pricing decisions consistent with the Company’s appetite, guidelines, and profitability objectives, including review of loss history, loss control reports, premium audits, and other underwriting information. •Manage an assigned underwriting territory and analyze agency and book performance, including production, profitability, retention, and quote-to-bind ratios. •Build productive relationships with Independent Agents and clearly communicate the Company's underwriting appetite to support profitable growth and retention. •Identify opportunities to improve agency and book performance and collaborate with the Marketing Director to develop and implement appropriate action plans. Qualifications: •At least five years of commercial P&C carrier underwriting experience, with an emphasis on “main street” commercial accounts such as retail shops, professional offices, food and hospitality, artisan contractors, small habitational, and other small businesses written on BOP or CPP forms as well as commercial umbrella and commercial auto. •Strong knowledge of commercial underwriting, coverage, pricing, and risk selection at both the individual-account and overall-book levels. •Demonstrated ability to independently manage a territory or book of business with accountability for growth, retention, and profitability. •Strong analytical and decision-making abilities, including the confidence to exercise independent judgment, identify opportunities, and take initiative to improve individual, departmental, and Company performance. •Excellent verbal, written, presentation, negotiation, and relationship-management skills, with a commitment to providing responsive and professional service to agents and Policyholders. •Collaborative, adaptable, and solutions-oriented, with the ability to work independently, contribute effectively as part of a team, and manage competing priorities and deadlines. •Proficiency with Microsoft Word, Excel, and Outlook. Experience with ImageRight, agency portals, or similar insurance systems is preferred. •Operational familiarity with MSO (Mutual Service Office) commercial lines products is a plus. •Demonstrated capacity to travel periodically within New Jersey for agency visits and industry events. •Bachelor's degree or an equivalent combination of education and relevant experience. Compensation: •$70,000 - $105,000 / year •Medical, dental, and vision coverage Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!