Hiring: Commercial Credit Senior Associate - Large Corporate, VP Company: M&T Bank Location: Pittsburgh, PA Job Posted Time: 2026-09-15 14:54:53 Target Skills & Keywords : Microsoft Office, Portfolio Management, Risk Management About the job Experience: •Minimum 9 years’ higher education and work experience, to include 5 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis. Required Skills: •Focus on transaction execution and portfolio management and will partner with senior team members on complex transactions/account coverage. •Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending adding or removing conditions. •Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company's case, bank's base case and a downside case. •As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer's interest. •Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate. •Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on underwriting parameters, recommend the risk rating. •Prepare summary, present facts, and offers opinions concerning credit-worthiness. Assist in the structure of loan requests, where appropriate, to include suggestions on terms, conditions, controls, collateral, and guarantors. •Displays deep understanding of financial regulatory environment as it applies to underwriting most forms of commercial credit transactions. Qualifications: •M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. •Pittsburgh, Pennsylvania, United States of America Compensation: •$116,400 - $194,000 / year Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!