Hiring: Chief Lending Officer Company: Dade County Federal Credit Union Location: Miami, FL Job Posted Time: 2026-09-16 07:40:37 Target Skills & Keywords : Regulatory Compliance About the job Experience: •10 years of executive lending leadership experience in a financial institution is required, including oversight of lending, credit, and loan operations functions. Experience in a Chief Lending Officer or similar executive role is preferred. Required Skills: •Provides executive leadership over the Credit Union’s lending function, including consumer lending, commercial lending, indirect lending, mortgage lending, and related lending operations. Ensures lending programs, processes, and services are effectively planned, implemented, monitored, and aligned with the Credit Union’s strategic goals. •Develops, recommends, and implements lending strategies, loan products, underwriting standards, lending policies, procedures, and operating guidelines. Ensures loan programs are structured to support responsible growth, member service, sound credit quality, and compliance with applicable policy and regulatory requirements. •Directly responsible for achieving assigned loan growth, portfolio performance, and lending production goals. Monitors lending activity, application quality, underwriting decisions, portfolio trends, and department performance to evaluate results and identify opportunities for improvement. •Oversees lending compliance and ensures loan documentation, lending practices, underwriting guidelines, and lending operations remain consistent with applicable federal and state laws, regulatory requirements, Credit Union policies, and approved procedures. •Participates in strategic planning, goal setting, budgeting, and policy development. Provides lending-related insight to the President/CEO, senior management team, and Board of Directors, including reports on lending performance, portfolio quality, emerging risks, regulatory changes, and business opportunities. •Directs the development and administration of the lending department budget. Monitors revenue, expenses, staffing, production goals, and financial performance to support profitability, cost control, and meaningful review of budget variances. •Recommends changes or additions to loan programs, lending processes, products, and services that expand member benefits, improve operational efficiency, support business development, or enhance the Credit Union’s competitive position. •Negotiates and reviews significant lending relationships, loan participations, purchase agreements, major loan projects, substantial loan requests, and other lending arrangements as applicable. Ensures appropriate documentation, approvals, settlement, servicing, and file maintenance. Qualifications: •A minimum of 10 years of executive lending leadership experience in a financial institution is required, including oversight of lending, credit, and loan operations functions. Experience in a Chief Lending Officer or similar executive role is preferred. •Required proficiency in strong analytical, financial, organizational, communication, negotiation, and leadership skills. Must be able to evaluate lending performance, interpret financial information, review portfolio trends, analyze loan quality, manage multiple priorities, and present information clearly and logically to various audiences. •Must possess excellent oral and written communication skills as well as strong organizational and interpersonal skills. •A college degree is required. A degree in business administration, finance, accounting, economics, or a related field is preferred. Advanced education, lending certifications, credit training, or executive leadership training is preferred. Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don't miss this opportunity to join a forward-thinking team!