Hiring: ABL National Underwriting Managing Director and Team Lead Company: Huntington Commercial Bank Location: Cleveland, OH Job Posted Time: 2026-09-11 17:56:32 Employment Type: Full-time Target Skills & Keywords: Asset-Based Lending (ABL), Underwriting, Credit Risk Management, Borrowing Base, Collateral Monitoring, Field Exams, OCC Guidance, Leveraged Lending, Complex Capital Structures, Sponsor Finance, Portfolio Management, Team Leadership Experience: - 10+ years in ABL underwriting - 2+ years leading underwriters or a formal team lead role - Preferred: 15+ years in commercial credit - Experience underwriting or managing stressed/distressed ABL credits, including restructuring, liquidity management, and amendment negotiations - Experience managing distributed teams and high-volume, complex deal pipelines with multiple concurrent transactions Required Skills: - Leading underwriting of new money, amendments, and renewals across revolvers, term loans (including FILO), and seasonal lines - Structuring ABL facilities including borrowing-base mechanics, advance rates, collateral controls, springing dominion/cash management, intercreditor terms, covenants, availability blocks, and liquidation analysis - Underwriting complex capital structures: ABL only, ABL and Split Lien Term Loans, ABL and Bond, ABL and Junior Capital, and ABL First Out in a Uni-Tranche structure - Strong financial statement analysis, modeling, cash-flow and liquidation analysis - Excellent credit memo writing and presentation skills - Deep familiarity with OCC leveraged lending and ABL supervisory guidance - Knowledge of pipeline management, stress testing, and portfolio concentration frameworks - Familiarity with treasury management controls for ABL (lockbox, cash dominion) and borrowing-base systems - Demonstrated ability to influence senior stakeholders including Credit Risk, Coverage, and Executive Leadership Qualifications: - Bachelor's degree in finance, accounting, business, or related field; advanced degree or CFA/FRM a plus - Prior experience coordinating field exams and collateral appraisals; working knowledge of eligibility tests, dilution, and inventory obsolescence reviews - Proven ability to build talent through hiring, mentoring, performance management, and upskilling - Track record of partnering cross-functionally with Business Development, Portfolio Management, Legal, Credit Policy, ERM, and Audit - Ability to translate evolving regulatory guidance into actionable underwriting standards Compensation: $125,000 - $255,000 Annual Salary. Eligible to participate in an applicable incentive compensation plan. Benefits include health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays, and paid time off (PTO). Interested candidates, please apply directly through the job posting on company's career page or try via AI auto apply on this platform. Don’t miss this opportunity to join a forward-thinking team!